Legal

Terms of Service

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website of PLADcloud, LLC ("we," "us," or "our") at pla-d-cloud.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Services Description

PLADcloud, LLC is a direct business lender providing funding solutions to qualified businesses. The information on this website is provided for general informational purposes and does not constitute an offer to lend. All funding is subject to underwriting approval and applicable terms and conditions.

3. User Responsibilities

You agree to provide accurate, current, and complete information when submitting forms or communicating with us. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

4. SMS/Text Messaging Terms

By opting in to receive SMS messages from PLADcloud, LLC,, including promotional and customer care messages you agree to the following terms regarding text message communications sent using an automatic telephone dialing system (ATDS):

  • Message Frequency: Message frequency varies based on your interaction with our services and the status of your inquiry or application.
  • Message and Data Rates: Message and data rates may apply. Contact your wireless carrier for information about your messaging plan and rates.
  • Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. You will receive a single confirmation message after opting out.
  • Help: For assistance with SMS messages, reply HELP to any message or email us at michael@pla-d-cloud.com.
  • Consent: Consent to receive SMS messages is NOT a condition of purchase or receiving services from PLADcloud, LLC.
  • No Mobile Data Sharing: We will not sell, rent, or share your mobile phone number or information collected through our SMS program with third parties for their marketing purposes.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of PLADcloud, LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

6. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied. PLADcloud, LLC does not warrant that the website will be uninterrupted, error-free, or free of harmful components. We make no guarantees regarding the availability of funding or specific terms for any applicant.

7. Limitation of Liability

To the fullest extent permitted by law, PLADcloud, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the revised terms.

10. Contact Us

If you have questions about these Terms of Service, please contact us:

PLADcloud, LLC
20970 Highland Creek Drive
Highland Creek, VA 20175
Email: michael@pla-d-cloud.com